Find the Right Credit Card

Compare different types of credit cards and discover which ones match your credit profile and financial goals.

Types of Credit Cards

Rewards Cards

Earn points, miles, or cash back on purchases

Key Benefits:

  • Travel rewards
  • Cash back bonuses
  • Sign-up bonuses
Good to Excellent Credit (670+)
Low Interest Cards

Minimize interest charges with low APR

Key Benefits:

  • 0% intro APR periods
  • Low ongoing rates
  • Balance transfers
Good Credit (670+)
Secured Cards

Build or rebuild credit with a security deposit

Key Benefits:

  • No credit check
  • Credit building
  • Graduate to unsecured
Fair to Poor Credit (300-669)
Student Cards

Designed for students building their first credit

Key Benefits:

  • Lower requirements
  • Educational resources
  • Rewards programs
Limited Credit History

Choosing the Right Card

Consider Your Credit Score

Your credit score determines which cards you're likely to qualify for. Check your score before applying to avoid unnecessary hard inquiries.

Match Cards to Your Spending

Choose rewards cards that align with your spending habits. If you travel frequently, prioritize travel rewards. For everyday purchases, cash back might be better.

Read the Fine Print

Pay attention to annual fees, interest rates, foreign transaction fees, and reward redemption terms. The best card depends on your specific financial situation.